Health Professions Student Loan

The Health Professions Student Loan (HPSL) is a subsidized 5% interest rate loan limited to Optometry graduate students at the UC Berkeley campus. To be considered for the HPSL Loan, students must file the Free Application for Federal Student Aid (FAFSA) each year. Students must include parent information on their FAFSA, regardless of their independent status for all other programs.

HPSL Loans are not automatically renewed every year. If you receive an HPSL Loan one year, you must complete the FAFSA for each subsequent year and include parent information to be considered again for the HPSL Loan.

UC Berkeley is your institutional lender, and the loan servicer Heartland ECSI manages HPSL Loans from UC Berkeley. Annual funds for HPSL are limited and dependent on collections from previous borrowers. Due to limited funding, completing requirements by the priority deadline of June 30 is essential as funding may be exhausted if you satisfy requirements after the priority deadline.

Students typically receive around $10,000 in the HPSL Loan per academic year. Annual loan amounts can vary and are determined each year based on fund availability.

Please note that HPSL is not a Title IV program. It is a program offered through Health Resources and Services Administration. The HPSL Loan does not appear on National Student Loan Data System (NSLDS).