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Perkins Loan


The FEDERAL PERKINS LOAN PROGRAM ENDED SEPTEMBER 30, 2017: The Federal Perkins Loan program officially ended on September 30, 2017, and Perkins loans will not be offered after that date unless legislative action extends the program. 

What Happens After I Leave School or Graduate If I Borrowed a Perkins Loan?

  • Before leaving school or graduating, be sure to complete your Perkins Exit Interview.
  • Keep your contact information up-to-date with Berkeley so that you receive important information about your repayment.
  • Toward the end of your 9-month grace period, you should receive information about beginning repayment. If you have not received anything at the beginning of the 9th month of your grace period, contact Berkeley at
  • Nine months after you leave school, you begin repayment. Perkins loans from UC Berkeley are managed by a loan servicer, Heartland-ECSI.
  • You can prepay your loan without penalty. This means that the faster you pay your loan, the less interest you pay over time.